Loan Limit

Calculate the new schedule of reduction loan limits from OBBBA, effective July 1, 2026.

Calculate the new schedule of reductions loan limits from OBBBA, effective July 1, 2026. No account required. No student data collected.

What It Does

A loan limit calculator built specifically for the new OBBBA proration rules. Financial aid officers enter a student’s enrollment details and get back the correct annual loan limits. Batch upload available.

This tool is based on the RISE interim final rule (January 30, 2026). These regulations are not final. Calculations may change when the final rule is published. Desata does not guarantee that the current regulatory text will remain unchanged. This tool will be updated within three days of the final rule’s publication.

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