Building the new student loan bridge

A free, objective way to guide students toward private loans when federal aid runs out.

The problem

When federal aid runs dry, aid offices have nowhere good to point students.

The One Big Beautiful Bill Act resets how students and families pay for college. The end of Grad PLUS, loan reductions for part-time students, and new borrowing caps for parents will push millions of students toward the private market. Other than heavily regulated and unhelpful preferred lender lists, financial aid offices have nowhere to send them. Borrowers end up in a market where ad budgets and bait-and-switch tactics decide what options they see.

The approach

A private student-loan ranking engine, embedded in your aid workflow.

Clarified provides personalized rankings of loan options for each borrower, with real information on costs and product quality, not teaser rates.

Objective rankings

Clarified ranks private student loans by what they cost the borrower and how well they protect the borrower if something goes wrong. Lenders can't pay to move up. The methodology is published.

Personalized for each borrower

Borrowers answer a few questions and immediately see real, personalized detail on the loans that fit their situation.

Free of charge

Free for schools, free for students. What a lender pays Clarified never depends on its rank or on the size of a borrower's loan.

The advantage

Everything a preferred lender list does for students, without building one.

Clarified gives financial aid offices an objective, low-lift way to help borrowers find the right fit.

No list to build

No more months-long process of building a preferred lender list. Clarified gives students and families a neutral ranking of private loans when federal aid falls short.

Every loan option, listed

Borrowers see a full list of the private loan options available to them, with rankings driven by a documented methodology that we keep current as rates and terms change.

Live in an afternoon

One link on your aid pages is the entire lift. No budget, IT, or procurement hurdle to adopt, and nothing to maintain.